Insurance & Cost
Insurance, plainly explained.
Thrivion Mental Wellness is in-network with Nebraska’s three major health plans: Nebraska Total Care, Molina Healthcare, and Blue Cross Blue Shield. We verify your benefits before your first session — most clients get confirmation same-day. If your plan isn’t on our in-network list, call us. We offer out-of-network superbills and a sliding-scale self-pay option.
✓ In-network with 3 major NE plans · ✓ Same-day benefits verification · ✓ Sliding-scale self-pay available
In-network plans
In-network with Nebraska’s major plans.
Our four licensed clinicians are credentialed in-network with the following plans. Nebraska Total Care and Molina members may be looking at no out-of-pocket cost at all.
Medicaid Managed Care
Nebraska Total Care
One of Nebraska’s primary Medicaid managed care plans. Most members pay $0 copay per therapy session. We bill Nebraska Total Care directly. Covers individual therapy, family therapy, and virtual sessions statewide.
Medicaid + Marketplace
Molina Healthcare
Covers both Medicaid members and Marketplace plan holders in Nebraska. Copay varies by plan tier — we verify before session one. Most Molina Medicaid members pay $0–$10 per session; Marketplace plan copays depend on deductible and benefit structure.
Commercial insurance
Blue Cross Blue Shield
Most BCBS members pay a $20–$50 copay per session once their deductible is met. Specific copay confirmed through your member portal or our benefits check before your first visit. Mental health and medical benefits are generally parity-protected under federal law.
Cost transparency
What therapy at Thrivion actually costs.
We believe cost transparency is part of the care. Most people wait too long to start therapy because they don’t know what it’s going to cost them. Here’s what we know upfront — and we fill in the specific numbers before session one.
In-network copay
$0–$50 typical per session, depending on your plan. Verified before your first visit. Nebraska Total Care members most often pay $0. BCBS members typically fall in the $20–$50 range. Molina varies by plan.
Out-of-network
If you carry insurance we don’t directly bill, we provide a superbill — a detailed receipt you submit for reimbursement. Many BCBS out-of-network plans reimburse 60–80% of the allowed amount.
Self-pay & sliding scale
Sliding-scale self-pay available for clients without in-network coverage or who prefer not to use insurance. Rate confirmed on the consult call. No packages, no minimum session commitments, no hidden fees.
Verification
How benefits verification works.
Most clients are surprised by how simple this is. You don’t have to call your insurance company. You don’t have to navigate a member portal. You just send us your card and we handle it.
Send us your insurance card
A photo of the front and back via our secure HIPAA-compliant intake form or sent directly during your free consult request. We can also verify over the phone.
We verify with your plan
We contact your insurance carrier directly. Most verifications are completed same-day. Complex commercial plans can take up to 24 hours. We do not book your first session until we’ve confirmed your benefits.
You know your exact copay before session one
We tell you what your specific cost per session will be — confirmed, not estimated. No surprises at checkout. Thrivion Mental Wellness operates on a no-surprise-billing policy.
Billing transparency
What we don’t charge you for.
Billing transparency matters. So does telling you what we won’t charge you for:
- ✓ We don’t bill for missed sessions if you cancel 24 or more hours in advance.
- ✓ We don’t add hidden administrative or processing fees.
- ✓ We don’t bill for the free 15-minute consultation.
- ✓ We don’t lock you into multi-session packages with complicated billing structures.
- ✓ We don’t claim to be in-network when we aren’t — if your plan isn’t listed, we’ll tell you on the first call.
- ✓ We don’t balance-bill for the difference between what we charge and what your insurer pays.
Have a billing question not covered here? Ask us directly — we answer every inquiry within one business day.
Insurance questions
Insurance questions answered.
What if my insurance isn’t on the list?
Do you accept Medicaid?
Do you offer sliding-scale rates?
How long does verification take?
Does insurance cover online therapy the same as in-person?
Ready to verify your benefits?
Send us your insurance card photo and we’ll handle the rest. Thrivion Mental Wellness — Omaha therapy that’s actually accessible. Whether you’re looking for a BCBS therapist Omaha, a Nebraska Total Care therapist, or just trying to figure out what you can afford, we’ll give you a straight answer before you commit to anything.
No paperwork, no pressure. We respond within one business day.
In immediate crisis? Call or text 988 — Suicide & Crisis Lifeline, 24/7.